Lifestyle Blogger, Mom, Grandmother, Pet Owner, Bohemian, Camper, Glamper, Georgia Traveler, Tiny House Living
Photo by Two Paddles Axe and Leatherwork on Unsplash Your credit score can have a surprisingly large impact on your life so it’s important to stay on top of how you’re ranked. Things such as home or car loans and even new phone plans can quickly become out of reach if your score is considered …
We know that the number of bankruptcy cases has gone up by 44 percent in merely a decade or so. Consumer credit has gone up phenomenally and more and more people are grappling with multiple debts. People are often misusing money and they are falling into a debt trap. Many debtors are trying to gain …
The survival of a new business lies in being able to maintain a stable cash flow. Cash flow can be defined as the money that goes in and out of any business and can be calculated monthly, quarterly or yearly. A steady supply of cash coming in allows you to keep a steady supply of …
Nothing could be more challenging than establishing a startup right from scratch. Coming up with a startup involves a lot of dedication, inspiration, and hard work. It is quite natural to make mistakes but if you are well-equipped with sound knowledge of effective ways of managing your startup operations and finances, you would never be …
You need to have a good credit score to qualify for a mortgage and to get the best interest rates. As such, it is crucial to keep your score in good shape if you intend to purchase a home on a mortgage in the near future. However, after getting the mortgage, what will be the …
Was one of your New Year’s resolutions to improve your financial situation? If so, you’re probably not alone. Right now, only about 39% of Americans have enough in savings to cover a $1,000 emergency. That’s a scary thought and can lead to a lot of unwanted stress. If you’re in this boat, there are ways …
The one thing employees find the most stressful, when landing a job, is negotiating their salary. Most of the time employees feel that they won’t be able to negotiate a better salary. Or that they don’t deserve a higher salary. So why try? I’ll let you in onto a secret. Employers and recruiters are actually …
Photo Credit Financial problems can come in all shapes and sizes. However, there are some which tend to occur more commonly to people than others. It is these that we are going to look at in more detail in this blog post. Though these financial issues can prove to be very stressful at first, the …
In school, you learn about history, you read books, and you learn about some math that you will never use, but the one that I have with a lot of school systems is that they do not teach basic information that would be very useful for kids to know. Unless you specifically go into finance …
Everyone has direct or indirect experience with debts. Whether you’ve been struggling at some point through your financial history with crushing bills and expenses, or whether you know someone who has, it’s fair to say that debt management is a novelty for nobody. Surprisingly enough, though, we, as individuals, spend a lot less time discussing …