In today’s world, we’re seeing the rise of technology and the fall of traditional ways. One example of this is the transfer of your paycheck into your account via direct deposit. More and more people are making the switch from paper checks to direct deposit. We understand the switch asContinue Reading
Photo by Sharon Mccutcheon by Unsplash Depending on the amount, lending money to a friend can ruin an otherwise wonderful relationship. This is why financial experts often advise against lending money to friends and family. But, what if your friend is in a tight spot and you’re the only personContinue Reading
Photo by Two Paddles Axe and Leatherwork on Unsplash Your credit score can have a surprisingly large impact on your life so it’s important to stay on top of how you’re ranked. Things such as home or car loans and even new phone plans can quickly become out of reachContinue Reading
We know that the number of bankruptcy cases has gone up by 44 percent in merely a decade or so. Consumer credit has gone up phenomenally and more and more people are grappling with multiple debts. People are often misusing money and they are falling into a debt trap. ManyContinue Reading
The survival of a new business lies in being able to maintain a stable cash flow. Cash flow can be defined as the money that goes in and out of any business and can be calculated monthly, quarterly or yearly. A steady supply of cash coming in allows you toContinue Reading
Nothing could be more challenging than establishing a startup right from scratch. Coming up with a startup involves a lot of dedication, inspiration, and hard work. It is quite natural to make mistakes but if you are well-equipped with sound knowledge of effective ways of managing your startup operations andContinue Reading
You need to have a good credit score to qualify for a mortgage and to get the best interest rates. As such, it is crucial to keep your score in good shape if you intend to purchase a home on a mortgage in the near future. However, after getting theContinue Reading
Was one of your New Year’s resolutions to improve your financial situation? If so, you’re probably not alone. Right now, only about 39% of Americans have enough in savings to cover a $1,000 emergency. That’s a scary thought and can lead to a lot of unwanted stress. If you’re inContinue Reading
The one thing employees find the most stressful, when landing a job, is negotiating their salary. Most of the time employees feel that they won’t be able to negotiate a better salary. Or that they don’t deserve a higher salary. So why try? I’ll let you in onto a secret.Continue Reading
Photo Credit Financial problems can come in all shapes and sizes. However, there are some which tend to occur more commonly to people than others. It is these that we are going to look at in more detail in this blog post. Though these financial issues can prove to beContinue Reading
In school, you learn about history, you read books, and you learn about some math that you will never use, but the one that I have with a lot of school systems is that they do not teach basic information that would be very useful for kids to know. UnlessContinue Reading
Everyone has direct or indirect experience with debts. Whether you’ve been struggling at some point through your financial history with crushing bills and expenses, or whether you know someone who has, it’s fair to say that debt management is a novelty for nobody. Surprisingly enough, though, we, as individuals, spendContinue Reading
Whether you are just starting out in your career or nearly retired, many people will choose to rollover their 401(k) plan to an IRA at least once in their lifetime.* Of course, the more you have saved, the more you have at stake as you could be rolling over whatContinue Reading
A lot of people have a misconception about what being a freelancer really means. Make no mistake, a freelancer is nothing else than a self-employed entrepreneur. The tools you use, the time you have available and the effort you invest are your corporate resources and, as such, they need toContinue Reading
(Image Source) It’s amazing to see just how much an achievement can impact someone’s life. Aside from making them feel satisfied and accomplished, there are a lot of complex emotions which can come with this. Having worked so hard for your goals, you will probably be ready for a break,Continue Reading
With the final day of the school year in sight, end-of-year report cards will soon be on their way. Most parents want to see a report card stacked with As, but it’s not always a possibility. Whether they don’t quite get the lesson or they’re too bored to study, yourContinue Reading
We all worry about money every now and then. Some people wonder how on earth they are going to afford their big summer family holiday that they are in the middle of planning. Others spend time worrying how they are ever going to save up for a deposit to putContinue Reading